Open dedicated multi-currency IBAN business accounts and wallets on Lync's own rail network — hold, receive and move money across currencies, with the AI core routing every payment through the best rail and watching over all of it.
Instead of opening a different provider for every currency and country, you get named multi-currency IBANs and local payment rails in one place. Receive like a local, hold in any currency, and move money on the rail built for each market — all natively on Lync.
Every account ships with the pieces a global business actually needs — no add-ons, no separate providers to wire together.
Dedicated business IBAN accounts that hold and move multiple currencies from one place.
Flexible balances that match how your business actually operates.
Send and receive like a local — SEPA, Faster Payments, ACH and more, built into every account.
Convert between currencies at transparent rates the moment you need to — no separate broker.
Run your business in the currencies your customers and suppliers actually use — hold balances, get paid, and pay out locally, all from one account. New currencies are added regularly.
Issue physical and virtual Visa cards that spend straight from your multi-currency balances — no top-ups, no separate card wallet. Set limits, freeze in a tap, and see every card transaction in the same dashboard.
Every balance and movement is watched by the Lync intelligence core. It reasons across all your accounts, currencies and rails at once — spotting idle cash, currency exposure and upcoming obligations — and tells you what to do. You always decide; nothing moves without your approval.
Every payout leaves on the best rail for the job — SEPA, Faster Payments, ACH or wire — chosen per transaction for speed and cost. You approve the payment; Lync picks the path.
It notices balances earning nothing and currency exposure building up, and shows you exactly what a sweep or conversion would earn or save.
It learns what normal looks like for you and flags the rest — a duplicate payment, a supplier's bank details that quietly changed, an off-pattern payout — before money moves.
It knows what's due and when — payroll, VAT, supplier runs — and warns you early if a balance won't cover an upcoming obligation.
More than alerts — a working member of your finance function. It quietly does the legwork behind your money and hands you anything that needs a decision. Whatever a sharp finance hire could take on, you can simply ask it to.
Open Lync multi-currency accounts and IBANs, with local rails and FX built in.