Product roadmap

What ships at launch,
and what comes next.

Lync enters the market with a working foundation and grows continuously — each phase adding new rails, new capabilities and new intelligence to the core. Here's where we are, what's next, and where it's going.

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The path

A working core today. Relentless from there.

Every phase is additive — the launch stack is the foundation, and the system absorbs new rails, services and intelligence over time.

Now · Q2 2026
Foundation
● Live

The working core, from day one.

Connect your existing banks and providers — the AI core goes to work immediately across everything you already use.

Multi-currency accountsLive
Cards & walletsLive
Crypto on/off-rampLive
AI core (Lite)Live
Next · 2026
Intelligent Routing
◐ In build

Smart orchestration, a broader stack.

Every transaction routed through the smartest available rail — faster, cheaper, higher approval — while the layer keeps getting wider.

Smart Payment OrchestrationIn build
Business cardsIn build
More local rails & APMsIn build
Partner networkPlanned
Treasury automationPlanned
Later · 2027
Full Autonomy
○ Planned

The AI runs more of the operation.

Treasury, compliance and payments increasingly self-driving — the layer widens and the intelligence sharpens with every release.

Full Treasury AIPlanned
Open BankingPlanned
Autonomous compliancePlanned
White-labelPlanned
Horizon
The Full Intelligence Layer
🔒 Sealed

Deliberately private.

Deeper autonomy across payments, treasury and compliance — one intelligence layer connecting your entire financial world. Most of what's coming stays private, to protect the roadmap and stay ahead of the market.

Sealed
Sealed
Sealed
The stack, filling in

One layer. Wider every release.

Each capability lands in a phase and stays — the platform only gets broader and the intelligence only gets sharper.

Capability
Now · Q2 26Next · 26Later · 27Horizon
Banking & accounts
Live
Cards & wallets
Live
Crypto
Live
Payment orchestration
In build
Local rails & APMs
In build
Treasury automation
Planned
Open Banking
Planned
Autonomous compliance
Planned
The full intelligence layer
Sealed
LiveIn buildPlannedSealed
Still under wraps

The best of the roadmap stays private.

Lync has a deep pipeline of capabilities we're not ready to show — deliberately kept private to protect our roadmap and stay ahead of the market. What's public is the foundation. What's coming compounds it.

Intelligence

The AI takes the wheel.

Sealed · revealed at launch
Treasury

Cash that optimizes itself.

Sealed · revealed at launch
Payments

Approvals, engineered upward.

Sealed · revealed at launch
Network

The whole system, compounding.

Sealed · revealed at launch
Early access

Join the first 100 companies.

Be among the first businesses to run on the intelligence layer of finance — and help shape what ships next.

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