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Financial Intelligence

The AI core that thinks with your finances.

One intelligence layer over every account, currency, rail, card and payment. It forecasts your cash, flags what's off and finds money you're leaving on the table — then recommends exactly what to do next. You always decide; nothing moves without your approval. This is what makes Lync the first AI-driven fintech.

Runway 14 months
Idle cash found €87,400
Lync Copilot ● Live
What's my runway if we close the Q3 hire plan?

With 6 hires from August, runway goes from 19 to 14 months. Cash dips below your €500k floor in April 2027.

Model it in treasury →Show assumptions
Ask anything about your moneyAsk
What's my runway right now?Flag anything unusual this weekBest time to convert €400k to USD?Which customers pay late?How much idle cash am I holding?Draft the board cash summaryAre we over budget on payroll?What changed since last month?What's my runway right now?Flag anything unusual this weekBest time to convert €400k to USD?Which customers pay late?How much idle cash am I holding?Draft the board cash summaryAre we over budget on payroll?What changed since last month?
One brain

It sees everything — in one place.

Most finance tools each see a sliver. Lync's intelligence sits over the whole stack, so it reasons across accounts, FX, crypto, cards and compliance at once — the way a great CFO holds the full picture in their head.

BankingCryptoTreasuryAutonomous ComplianceSecurityAI AgentsPayment OrchestrationAlternative PaymentsOpen Banking24/7 Optimization Lync. ONE INTELLIGENCE
What it does

Not a dashboard. A financial mind.

Dashboards show you the past and wait for you to notice. Lync reasons ahead, tells you what matters, and offers to handle it.

Cash-flow forecasting

Knows your runway to the day. Models hires, payouts, FX and seasonality, and tells you when cash dips below your floor — months before it happens.

Anomaly & fraud detection

Learns what normal looks like for your business and flags the rest — duplicate invoices, off-pattern payouts, a supplier's bank details that quietly changed.

1 flagged today

FX & treasury optimization

Spots idle balances, better rails and better windows to convert — then tells you exactly what moving would earn or save.

€312k idle→ +€1,050 / mo

Ask anything, in plain language

No dashboards to hunt through. Ask a question the way you'd ask your CFO — Lync answers with the number, the source and the next action.

What's my runway?14 months · dips below €500k in Apr 2027

Ready-to-approve actions

Lync prepares the exact move — sweep idle cash, hold a payment for review, convert at a target rate — and hands it to you for one-tap approval. Nothing executes on its own.

Sweep €40k → treasury vaultApprove ✓Change

Reporting that writes itself

Board packs, investor updates and month-end summaries drafted from live data — so the numbers are ready before anyone asks.

Sees around corners

Know your runway before it's a problem.

Lync projects cash forward from live data — payroll, payouts, receivables, FX and seasonality — and shows you exactly when you cross your own floor, and what to change to move that date.

Every forecast is explainable: ask why, and it shows the assumptions and the numbers behind them.

Cash-flow forecast · EUR● Live
Projected balance · next 18 months
€500k floor Apr 2027 now +8mo +18mo
ActualProjectedFloor
On watch

Everything worth watching, watched continuously.

The core runs the checks a sharp finance team would — cash and runway, currency exposure, upcoming obligations, counterparty concentration and anomalies — across every Lync account, around the clock. The moment something crosses a threshold, it becomes an alert.

Cash runway
14 months
−5 mo vs last forecast
Idle cash
€312k
earning nothing across 3 balances
FX exposure
USD 38%
of balances unhedged
Upcoming obligations
€178k
due in the next 14 days
Counterparty concentration
41%
of inflows from one payer
Card spend
€46k
35% of monthly limit
Anomalies
1 flagged
payment held for review today
Net cash flow
+€248k
over the last 30 days
Ask anything

Talk to your money like a person.

No filters, no exports, no waiting on finance. Ask in plain language — Lync answers with the number, the source and the next move.

Lync Copilot Online
Ask anything about your moneySend
Proactive by default

It tells you first. You decide.

Lync surfaces what a sharp finance team would catch — before it costs you. Every alert carries a severity and a recommended next step, so you know what to act on first.

Idle cashHigh

You're holding cash that's earning nothing. Sweeping the EUR balance alone earns about €99/day.

EUR · Mainidle 14d€87,400
$USD · Reserve$118,000
$USDC · custody265,000
If swept to your 4.1% vault+€1,050 / mo
Prepare sweep for approval →
Runway alertHigh

With the Q3 hire plan, cash crosses your €500k floor in Apr 2027 — 5 months earlier than last forecast.

Model it →
Duplicate caughtUrgent
Possible duplicate
↑ Acme Ltd · #4469€24,500
↑ Acme Ltd · #4471€24,500
Review →
FX windowWatch

GBP is 1.4% above its 30-day average. Converting your £61k payroll buffer now saves ~£850.

Convert →
Approvals, on your terms

Nothing moves without your say-so.

Set the rules once — what Lync should watch for, which suggestions to surface, and who signs off on what. Lync prepares every action and routes it for approval, logging each decision — so you stay in control at all times.

Approve with one tap, ask for a change, or dismiss. As trust builds, tighten or loosen the thresholds that decide what needs a second pair of eyes.

Approval rules
Suggest idle-cash sweeps1-tap approve
Suggest FX at target rate1-tap approve
Supplier paymentsalways needs approval
Flag anomalies for reviewalways on
Approvals log · 09:14 you approved sweep €40k → treasury
· 08:02 you held payment #4471 for review
· Yesterday you approved convert £61k at 1.1730
Explainable by design

Every number traces to its source, every recommendation to the rule behind it. Intelligence you can hand to an auditor — not a black box.

Early access

Give your finances a mind.

The intelligence layer that forecasts, flags, optimizes and recommends — you stay in control across your entire Lync stack.