Live · Product preview · lyncfinance.comThe intelligence layer of finance2026 · Q3
The intelligence layer of finance

The intelligence layer
of modern finance.

Lync unifies your entire financial world into a single intelligent system — one that monitors, optimises and moves money on your behalf, continuously and autonomously.

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🔍 Search payments, payees, accounts… ⌘K
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Good morning, Markus

Saturday, May 2, 2026 — Northwind Labs UAB · Treasury overview
⭳ Export＋ New transfer
🛡
Annual KYB review approved · 2 days ago
Your business account is fully verified through Apr 2027. Limits raised to €5M / day.
View report
Total balance
$1,387,234
+12.4% vs last month
Cash · Fiat
$822,798
+€48.2k last 7d
Crypto · Custodied
$1,193,400
−2.1% last 24h
Card spend · MTD
€46,360
of €130k limit
Cash flow · Last 30 days
Net €+248,490 across 4 currencies
7d30d90dYTD
Inflows €482,920Outflows €234,430
Lync Intelligence
LIVE
I noticed €87,400 sitting idle in EUR Main for 14 days. Want me to sweep it into the 4.2% APY treasury vault, or convert 30% to USDC for yield?
✦ Run my month-end checklist
✦ Why is this transfer pending?
✦ Show cash runway projection
Ask anything about your treasury…Ask
Quick actions
AccountsAll →
SEPA · payment settled USDC → EUR · routed New IBAN · provisioned Rail optimised · SEPA → SEPA Instant FX exposure · rebalanced Card authorisation · approved Treasury sweep · executed KYB review · approved Crypto on-ramp · settled Always on · 24/7 SEPA · payment settled USDC → EUR · routed New IBAN · provisioned Rail optimised · SEPA → SEPA Instant FX exposure · rebalanced Card authorisation · approved Treasury sweep · executed KYB review · approved Crypto on-ramp · settled Always on · 24/7
What is Lync

Your entire financial world. One AI command center.

Today, money lives in fragments — scattered across banks, providers and disconnected systems, each demanding manual work. Lync turns that fragmentation into one intelligent layer. Every part of your financial operation connects into a single AI core that works continuously on your behalf — a financial system that runs itself, and keeps getting broader.

BankingCryptoTreasuryAutonomous ComplianceSecurityAI AgentsPayment OrchestrationAlternative PaymentsOpen Banking24/7 Optimization Lync. ONE INTELLIGENCE
The ecosystem

The complete financial stack, under one intelligence.

Everything you need to hold, move and accept money — engineered as one coherent system rather than a patchwork of providers, with AI working across every layer.

The AI core

Financial Intelligence

The intelligence layer under everything — one continuous picture of balances, payments, crypto and risk.

Lync noticed · €87,400 idle →
Explore →

Accounts & IBANs

Multi-currency accounts, built to connect everything.

Total balance
€1,387,234 ↑ 3.2%
EURUSDCHFGBP
↓ Incoming · SEPA +€24,500
↑ Payout · Faster Payments −£12,300
⇄ Converted EUR→USD $54,120
Explore →

Card Acquiring

Accept card payments, optimized.

Explore →

Alternative Payment Methods

Every way your customers pay.

Explore →

Smart Payment Orchestration

Every transaction, through the smartest available rail — faster, cheaper, higher approval.

Explore →

Crypto

Digital assets, fully reconciled with your fiat.

₿Ξ$↑ reconciled
Explore →

Card Issuing

Issue branded cards, instantly.

+
Explore →

And this is only what we’re ready to show. Lync has a deep pipeline of capabilities still under wraps — deliberately kept private to protect our roadmap and stay ahead of the market.

Why Lync

Banks still brag about their innovation.

While AI is rewriting entire industries, most of finance still treats it as a support feature on top of decades-old infrastructure. Lync is built the other way around. Intelligence isn’t a feature of the platform; it is the platform.

Ingest · every event
PaymentsFXCardsCrypto
Lync Decision Engine
Routing · Risk · Cost · Conversion
Banking
Acquiring
Crypto
APMs
01

Intelligence does the work — you keep control.

Lync continuously analyses, recommends and optimises across your finances, acting only within the limits you set and approve.

02

One intelligent layer over everything you use.

It doesn’t ask you to abandon your banks and providers — it connects them into a single system, with one view and one point of control.

03

Built to grow, protect and optimise your business.

Designed for a world where AI works alongside your team — growing revenue, protecting cashflow and cutting costs, not just answering questions.

04

It gets smarter every day.

Every transaction sharpens the system. Unlike static legacy infrastructure, Lync improves the longer you run on it.

05

Always on.

Finance doesn’t keep office hours. Neither does Lync — monitoring and optimising around the clock.

Why Lync compounds

The more Lync runs, the smarter it becomes.

Every decision feeds the next. More activity means more data, better decisions, lower costs and faster money — which drives more activity. The advantage compounds: the longer your business runs on Lync, the more it works in your favour. Legacy banks run on static infrastructure that stands still. Lync doesn’t — it improves continuously, and that advantage only widens over time.

TIME → ADVANTAGE ↑ More activity More data Better decisions Compounding advantage
At launch

Not a roadmap promise.
A working core on day one.

Lync doesn’t launch as a waitlist with a vision attached. The foundational layer is live from the start — you connect your existing banks and providers, and the AI core goes to work across everything you already use.

Live

Banking (Lite)

Multi-currency accounts, cards and wallets in one intelligent environment.

Accounts4 currencies
€EUR · Main
Operating
€822,798
$USD · Reserve
Custodied
$412,540
£GBP · Payouts
Operating
£96,210
Total balance€1,387,234↑ 12.4%
lync.
•••• •••• •••• 4921
Live

Crypto on/off-ramp

Move between fiat and digital assets, reconciled.

ConvertSettled · reconciled ✓
€From · EUR
EUR Main
50,000.00
◎To · USDC
Custodied wallet
54,120.00
Rate · locked 30s1 EUR = 1.0824 USDC
₿BTC → EUR
2m ago · settled
€128,400
◎USDC → GBP
41m ago · settled
£57,900
Live

The AI core (Lite)

Continuous monitoring and optimization across your connected finances.

Lync Intelligence

€87,400 has been idle in EUR Main for 14 days. Sweep into the 4.2% APY treasury vault?

ApplyDismiss
Idle cash swept · +4.2% APY2m
Payment re-routed · SEPA → SEPA Instant18m
FX exposure rebalanced · GBP1h
The roadmap

We launch with a core.
We don’t stop there.

Lync is built to expand relentlessly. The launch stack is the foundation — the system absorbs new rails, services and intelligence over time. Beyond what’s announced, most of what’s coming stays deliberately private, to protect the roadmap and stay ahead of the market.

Next

Smart Payment Orchestration

Routing every transaction through the smartest available rail — faster, cheaper, with higher approval rates.

Cards · Visa Cards · MC · cheapest APMs
See the roadmap →
Under wraps
Treasury · revealed at launch
Under wraps
New rail · revealed at launch
Built for every role

One platform. It adapts to whoever’s asking.

The CFO runs the whole stack. The CEO just talks to it. Sales ask and get answers. Engineering describes what it needs and Lync builds it — same intelligence, shaped to each person.

The CEO

Your private banker, a message away.

No logins, no dashboards. Ask Lync in plain language — spoken or typed, in the messengers you already use. It gives you the status, updates and numbers that matter, reporting back like a banker who never sleeps.

via WhatsApp · Telegram
You
Where are we on cash this week?
Lync
€1.39M across 4 currencies, up 12% on last month. Runway 14 months — nothing flagged. ✓
The CFO

The full command center.

Every account, rail and decision in one place — with reconciliation, FX and cashflow handled by the AI in the background.

Sales

Just ask the AI.

No banking know-how required — ask a question, see the answer.

“Approval rate this week?”
98.2% ↑
Operations & Developers

Describe it. Lync builds it.

Need a new flow, webhook or integration? Tell Lync Intelligence what you need and it ships — no long dev cycles, no backlog.

→ @lync add a webhook for settled payouts
✓ deployed · listening on /webhooks/payouts · v1.2
Who it’s for

Built for every business that moves money.

From modern digital operators to established traditional businesses, Lync brings scattered banking, payments and providers into one intelligent layer — with one view and one point of control.

Payment service providers

Plug into our rails, orchestration and more, under your own brand.

Online commerce

Accept and move money across methods, markets and currencies.

Online & digital services

Modern, AI-first businesses that need finance to keep up.

Regulated online services

Compliant by design, built for businesses operating under oversight.

Traditional businesses

Established operators modernizing how they hold and move money.

Why now

The window is open.
We’re built to walk through it.

For the first time, AI is good enough to run financial operations — not just answer questions about them. The rails to connect banks and providers exist. The cost of fragmentation has never been higher. The technology, the rails and the need have arrived at the same moment — and the advantage goes to whoever was built for it.

Request early access →
AI is readyGood enough to run finance The rails existBanks & providers connectable Fragmentation has peakedCost of scattered tools Now. Lync was built for it
Get started

Finance that runs itself is coming. Get in early.

Request early access and be among the first businesses to run on the intelligence layer of finance.